1) No advice

We are not Investment Advisers as defined under the SEBI (Investment Advisers) Regulations, 2013 and do not provide investment advice on SEBI-regulated products. Nothing on this website or in our communications is a recommendation to buy, sell or hold any product. You must decide, on your own behalf, the merits, risks and suitability of any investment.

2) Product and market risk

Mutual funds, equities and PMS are market-linked and can lead to loss of capital. Read all scheme and offer documents carefully. Past performance does not guarantee future results.

Insurance is subject to the insurer’s terms, exclusions, underwriting and claims decisions.

Estate and tax outcomes depend on your facts and the law at the time; laws and policies change.

3) Faith-based investing

We provide informational support only for Shariah, Jain, BRI and Dharma- aligned frameworks. We do not provide religious certification or rulings. Clients should consult independent faith experts.

4) Accuracy and timeliness

Information may be incomplete or out of date. Markets move, rules change. We do not guarantee accuracy, completeness, timeliness or outcomes.

5) Client responsibilities

Ensure information and documents you provide are true, complete and current. Keep your KYC, nominees and contact details updated. Maintain your own records and acknowledgements. Obtain independent tax and legal advice where needed.

6) Third-party reliance

We are not responsible for acts, omissions, delays, decisions, system issues or content of any third party, including banks, AMCs, PMS managers, insurers, registrars, exchanges, CAs, lawyers, custodians, NGOs and software providers.

7) Limitation of liability

To the fullest extent the law allows, we are not liable for loss or damage arising from the use of our information or services, market movements, third- party actions, force-majeure events or errors beyond our reasonable control.

8) Jurisdiction

This site and our services are intended for persons who may lawfully access them in India. Indian law applies. Courts at our principal place of business have jurisdiction, subject to any mandatory law.

9) Changes and acceptance

We may update these terms without notice. By using this website or engaging our services, you accept this disclaimer in full. If you do not agree, please do not use the site or our services.